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How to Add and Verify Your Bank Account

Mochatrade verifies your bank account with a ₹1 credit, checking the name at your bank against your PAN. The account must be in your own name.

Prerequisites & Limits

  • A bank account in your own name, matching your PAN.

  • Your account number and IFSC.

  • Withdrawals go only to verified accounts in your name.

Step-by-Step Navigation

  1. During verification, or from Funds → Linked accounts → Add bank account (also in Settings → Bank and UPI).

  2. Enter the IFSC (or search by bank and branch) and your account number twice.

  3. Click Verify with a ₹1 credit.

  4. Check the name match and click Use this account.

Common Failures & Troubleshooting

  • Name mismatch: The name at your bank must match your PAN. Small differences like initials are fine.

  • Invalid IFSC or account number: Re-check both against your passbook or bank app.

  • ₹1 credit failed: The account may be inactive, closed or frozen. Try another account in your name.

Chat with support

Open a live chat from this page. You’ll get a reply in seconds, and if it needs a closer look, our team takes it from there.